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Stop saving on yourself. Understand that you are worthy of both. Saving money means showing the universe that you don't have enough money. It means feeling like you're in a situation where you don't have any money.
You need to change your attitude.
Read here https://silavmisli.ru/privlechenie-deneg/pritynut-dengi.html and much will become clear
Through perseverance and hard work 🙂 The more you improve, become smarter and more erudite (when it comes to intellectual work), stronger and more efficient (when it comes to physical work), the more qualified you become. I think that no amount of prayers and conspiracies for money will help in this case, if you do not make any real effort.