9 Answers

  1. I want to answer this question in the words of Ecclesiastes:

    And I turned, and saw under the sun that it was not the swift that got success, nor the valiant that got victory, nor the wise that got bread, nor the wise that got riches, nor the skilful that got favor, but time and opportunity for all of them. (Eccl. 9: 11)

  2. Why not?…

    All people are different, there are no” equal ” people and there can not be.

    That's where human nature differs from everything else under the sun.

  3. About the same reason why one person, taking a piece of meat, makes himself a delicious steak, and another-a burnt or tasteless piece of sole.

    The former is then encouraged, and the latter is disappointed. And so the spiral of lifting or detaining in the same place is unwound.

    And by the way, many and quite strong personalities prefer not to climb up, but to stay in their lowlands, content with little.

    This is also called “serving Mammon” (that is, gaining a lot of money and then saving it and multiplying it) or serving other gods or spirits. “The spirit of despondency” for example.

  4. It hardly depends on the job. Rather, it depends on the person's ability to manage their budget. In other cases, it is quite strange to become poor in a decent job, when everyone around you is rich for some reason

  5. Because different systems of perception. We want the same thing, but we have different logic of actions. And what does rich mean? Rich is the one who knows how to do something independently. After all, their wealth is determined by your actions. Stop feeding them, stop working for them, and you will see the result-which of you is rich. You're not poor, you're stupid!

  6. For a simple reason, everyone has a talent, or something in which a person is simply a master in business.Everything is mixed up, the choice is only paid.So what can we expect in this scenario?blacksmith from God, works as a security guard.And a cool baker forges in the blacksmith shop. Everything would be mixed up in the old days, and there would be no Russia….

  7. It's all about thinking. If a person is going to earn money, he is going to earn it, and he is earning it! If this is the same job, such as a manager, then it is quite possible that a person does not develop in his profession and lives from day to day. But on the other hand, there is always the possibility of sympathy from the authorities, or in the end, you can quite reasonably ask for a higher salary.

  8. Now all companies are unprofitable and live on fake currency,on” procurement ” for donors of newly hired employees.

    All companies are now unprofitable and live on fake currency, regularly given to them by relatives – employees of private banks that print fake paper currency in secret basements on 3D printers. Another source of income (and the only one possible now) is the “procurement” for donor organs of newly hired employees falsely accused of causing losses, as well as the appropriation and sale of real estate of killed unprofitable employees to replenish the fund of inflated salaries of unprofitable firms that do nothing.

  9. If all the conditions (salary, permanent contributions to communal services, etc.) are the same, then most likely it depends on the approach to handling money. I would highlight several options::

    1. A person borrows money (loan) then he pays additional interest on the loan and earns less than he could. For example, earning 40 thousand rubles, he pays off the loan and in fact earns 30 thousand rubles, although if he saved money for the purchase, he would earn 40 thousand and save 5 of them. The result is a deficit of 5 thousand rubles (i.e. every month he does not receive 5 thousand rubles due to some hasty decision).
    2. A person simply spends all the money they earn. In fact, he does not have any savings and in case of an unforeseen situation, he may need a loan/loan.
    3. A person saves 5 thousand rubles every month and puts them “under the mattress”. As a result, for a year he will have 60 thousand rubles under the mattress, but taking into account inflation (5%), he will lose in purchasing power, that is, in fact, at the end of the year they will be able to buy as many things as 58,644 thousand at the beginning of the year. It turns out that a person has savings that lose their purchasing power. In this case, a person will have a ceiling more than which he will not be able to save up in his entire life, because when the equilibrium state comes, it puts off 5 thousand and inflation eats up 5 thousand of the previously deferred amount.
    4. A person saves 5 thousand rubles every month and puts them in the bank for a deposit (deposit) at 5% per annum. Then, taking into account inflation, he receives at the end of the year an amount with a purchasing power of 60 thousand rubles. In fact, a person makes savings and they do not devalue. The equilibrium state does not come, the person just saves very slowly.
    5. A person invests 5 thousand rubles every month in various financial instruments and has 10% per annum, but at the same time risks losing part of this amount of money. As a result, a person has savings that grow in value over time.
      p. s. the amounts from the examples and the percentages are taken from the head, just to indicate the essence of the mechanisms of money accumulation and do not reflect the actual interest rates, inflation, etc.

    p. s. 2. In Russia, most people practice options 1 to 3, some 4, and those who use the 4th option believe that their money works, although in fact they work out inflation (at best). Option 5 I practice in the USA and Europe, as a result, they somehow do better than we do, so I recommend everyone to raise literacy in the field of savings/investment, etc.

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